Finding Dental Coverage Shouldn’t Be Complicated
Learn which low-income and government-funded dental programs you qualify for and how Ross Creek Dental helps you apply with confidence.
Dental Care Shouldn’t Be a Luxury
If you’ve ever delayed a dental visit because of cost, you’re not alone.
Across Fort Saskatchewan and Alberta, thousands of people go without essential oral care simply because they don’t know what coverage is available or how to access it.
That’s exactly why Ross Creek Dental is here. We guide patients through low-income and government dental programs like the Canadian Dental Care Plan (CDCP), so you can receive the care you deserve without financial stress.
Whether you’re a senior, a parent, or simply between jobs, we help you understand your options—and take the guesswork out of getting started.
What Is the Canadian Dental Care Plan (CDCP)?
Launched by the federal government in 2024, the Canadian Dental Care Plan (CDCP) aims to provide low- or no-cost dental care to individuals and families who don’t have private insurance.
Here’s how the CDCP works:
100% coverage if your household income is under $70,000
60%–40% partial coverage for incomes between $70,000–$89,999
No coverage for incomes above $90,000
Available only if you don’t have private insurance
Must be a Canadian resident with a valid SIN
Must have filed taxes for the previous year
The program is being rolled out in phases by age group, with full availability expected by 2025.
What Does the CDCP Cover?
The CDCP focuses on preventive and essential dental services. At Ross Creek Dental, we align our services to match what the program covers, including:
- Exams, X-rays, and cleanings
- Fillings, sealants, and extractions
- Root canals and dentures
- Periodontal care (gum treatments)
- Limited coverage for crowns and sedation (requires preauthorization)
We’ll walk you through exactly what’s covered in your case and make sure you know what if anything you may be responsible for financially.
How Much Will You Need to Pay?
Coverage levels depend on your household income:
Annual Income | Coverage | You Pay |
Under $70,000 | 100% | $0 |
$70,000–$79,999 | 60% | 40% of cost |
$80,000–$89,999 | 40% | 60% of cost |
Many patients are surprised to learn they still owe something. That’s why we always explain your co-payment up front—and help you plan for it with flexible payment options when needed.
Do You Qualify? Here’s What You Need
You may qualify for CDCP if:
You live in Canada and have a valid SIN
You have no private dental coverage
Your adjusted family income is under $90,000
You’ve filed taxes last year
You fall within the eligible rollout group
If you’re unsure, our admin team will help verify your eligibility during your booking.
What Services Require Preauthorization?
Not all services are automatically covered. Some require government approval before treatment begins. These may include:
- Sedation dentistry
- Custom dentures or crowns
- Surgical extractions
- Extensive restorative work
Our team handles all paperwork for you—so you’re never left navigating the system alone.
How Ross Creek Dental Supports Low-Income Patients
We’re more than a provider—we’re your partner in accessible care. Here’s how we help:
Confirm eligibility before your appointment
Explain co-pays and costs clearly—no surprises
Manage all paperwork and preauthorizations
Offer treatment plans that match your coverage
Respect your budget and timing
We know life is complicated enough. That’s why we make dental care simple.
What If I’m Covered by Other Programs?
In addition to CDCP, you may qualify for provincial or federal benefits. We help coordinate between programs so you can get the most support possible.
Additional Programs We Help With:
Alberta Adult Health Benefit
Indigenous dental coverage
Children’s health benefits (Saskatchewan)
If you’re not sure where you fit, just call. We’ll help you figure it out.
No Insurance? No Problem. You Still Have Options
Even if you don’t qualify for public programs, we can still help you access care affordably:
Payment plans for essential procedures
Sliding-scale options based on treatment type
Clear estimates before treatment begins
Our goal is always to prevent a minor issue from becoming a major health problem—because oral care should never be out of reach.
Real Patients. Real Relief.
Accessible Dental Care Starts Here
Ross Creek Dental has proudly served the Fort Saskatchewan community for over 50 years. We’ve helped generations of patients receive the care they need—no matter their income or insurance status.
If you’re unsure where to begin, start with us.
We’ll guide you, support you, and make sure you never have to face the dental system alone.